Get Your Used Car with 95% Bank Loan — Drive Now, Pay Later
Bhargo Credible System — Your trusted partner for used car loans and more. High loan amounts, fast approvals, personalised to your profile.
About Us
Bhargo Credible System is a Coimbatore-based financial company started on 2006 specialising in car loans, especially for used cars. We partner with leading banks and finance institutions to offer you the best loan options, backed by excellent service, fast processing, and terms designed around you. Whether you want a new car, used car, home, business or personal loan, we’ve got your back.
Our Loan Services
Choose from our wide range of loan products designed to meet your financial needs
Used Car Loan
Get the best deals on used car loans with flexible repayment options.
- Up to 95% Financing
- Instant Approval
- Flexible Tenure
- Doorstep Service
***Loan after profile verification
New Car Loan
Drive home your dream car with our competitive new car loan rates.
- Up to 90% Financing
- Low EMIs
- Quick Processing
- Zero Prepayment
***Loan after profile verification
Personal Loan
Quick personal loans for your immediate needs with minimal documentation.
- Up to ₹50 Lakhs
- Instant Approval
- Flexible Tenure
- Competitive Rates
***Loan after profile verification
Home Loan
Make your dream home a reality with our affordable home loan solutions.
- Up to ₹10 Crores
- Low Interest Rates
- Long Tenure
- Tax Benefits
***Loan after profile verification
Business Loan
Fuel your business growth with our tailored business financing options.
- Up to ₹5 Crores
- Working Capital
- Equipment Finance
- Quick Disbursal
***Loan after profile verification
Our Banking Partners
Why Us
Borrowing the structure and style from similar trusted finance providers, here are the reasons our customers trust Bhargo
High Loan Coverage
Get up to 95% financing on used car purchases for eligible profiles.
Multiple Bank Partners
Leverage our tie-ups with multiple lenders so you get the best terms & interest rates.
Profile-Based Approval
We believe each customer is unique. Your loan offer depends on your profile: income, credit, vehicle type etc.
Transparent Terms
No hidden charges. Clear interest rates, processing fees, and repayment terms.
Fast Processing & Disbursal
Streamlined documentation & speedy approval process so you can drive your car sooner.
After-Sales Support
Guidance through the loan tenure, help in case of queries or issues.
How It Works
Here’s a simple 4-step process to get your car loan with Bhargo:
1
Check Eligibility
Fill in basic details — income, identity, vehicle you want — so we can assess what loan you qualify for.
2
Choose Your Loan Type & Vehicle
If it’s a used car loan, pick the vehicle, get its documents, evaluate the price. For other loans, choose purpose, tenure, amount..
3
Apply & Submit Documents
We help you through the paperwork: documents about income, identity, vehicle ownership (in used car case), etc.
4
Get Approval & Disbursement
Once verified, loan gets sanctioned. Funds transferred to showroom / seller. You drive away with confidence.
FAQs
Here are some common questions about our loans:
Can I get 95% loan on any used car?
Depends on the car’s age, condition, make, your credit & income profile. Older cars or low-value cars may have lower financing.
What documents are needed?
Typically: identity proof, address proof, income proof (salary slips / bank statements), vehicle documents (for used cars), KYC, etc.
How long does it take to approve?
Usually within 1-3 business days once you’ve submitted all required documents and everything checks out.
What about interest rates & fees?
Rates depend on lender, amount, your credit history. We ensure transparency – all charges will be explained before you commit.
What if I miss an EMI?
We work with lenders; there will be late fee / interest as per lender policy. Reach out early — sometimes lenders allow grace periods.